Is urgent care covered by health insurance?

Health insurance plans aren’t all the same. To know for sure how your plan works, you will need to check with your insurance company. Most companies these days do cover urgent care, though rates vary. Most plans do require a copay. Costs can range from as low as $20 up to $75 or more. Another factor impacting price is whether a provider is in-network or out-of-network. In-network providers are usually more affordable. Finding out if an urgent care center is in your insurance network is easy. You can check online, or call your insurance company. Also, sometimes urgent care centers can help you find out too.

Does Aetna cover urgent care visits?

Aetna offers a variety of health insurance plans. Most of these include some type of urgent care coverage. To know for sure, you will need to consult with your Certificate of Coverage or call to find out. Usually, there is a small co-pay. Still, these visits are often cheaper than visits to doctor's offices or ERs. If possible, go to an in-network provider for the cheapest and easiest service. Aetna's website can help locate nearby in-network providers. Check out this link to find an Aetna provider near you. For more info on Aetna's network, check out this helpful fact sheet .

Do retail clinics take Aetna health insurance?

Retail clinics are one of the newer developments in the U.S. healthcare system. Many Aetna plans allow consumers to access service through such clinics. They are often located within big-box stores, supermarkets or neighborhood pharmacies. They can be a good fit for those seeking minor care while traveling or in off-hours. Their staff usually includes physician's assistants or nurse practitioners. Many retail clinics accept Aetna. Pharmacies like CVS and others are working to further develop retail clinics. If you want to get and fill your prescription in one stop, this type of clinics can be a good fit.