Are Urgent Care Centers Expensive?

Published Mar 30, 2022

|

Updated Dec 17, 2024

|

Est. reading time: 3 minutes

Key points

  • Urgent care centers are generally less expensive than emergency rooms.
  • The average cost of an emergency room visit is $1,646, while urgent care averages $171.
  • Primary care physicians are the least expensive option for insured patients.
  • Uninsured patients may find urgent care centers to be their best option for affordable care.
Are Urgent Care Centers Expensive?

Emergency room price sample

Visiting an emergency room is very expensive.

A Penn State study found that a visit to the emergency room will cost you an average of $1,646. If you took an ambulance to get there, you’re looking at $550 in addition. The time you spend at the emergency department will average about 2.25 hours, as well.

As you can imagine, this isn’t very cost-effective. As a patient, it’s best to save the emergency room for truly life-threatening emergencies.

Tests, x-rays, and MRIs all cost more than they would outside of emergency rooms because the care is in higher demand. Wait times in emergency rooms are quite long, partly because emergency rooms cannot turn away any patient.

Many people will go to the emergency room even if they don’t have a life-threatening condition because they believe they can get treatment even if they have no insurance. While this is true, it’s generally faster and more effective to consider going to urgent care instead.

Urgent care price sample

The same Penn State study mentioned earlier found that the cost of urgent care visits average only $171, and can be even less if the urgent care bills your insurance and charges you only a copay.

The base price of a visit to a walk-in clinic is added to the cost of extra services, such as x-rays, injections, medications, and casting bones. Urgent care wait times for walk-in patients average 15-45 minutes.

Urgent care centers may also turn away patients who do not have insurance or money at the time of service or people who they feel they cannot treat effectively.

Primary care price sample

If you have insurance, the least expensive way to get care is by going to your primary care doctor. You’ll generally pay a small copayment or coinsurance. If you have a medical need that can wait a few days or weeks, scheduling with your primary care doctor makes the most sense.

Primary care physicians have a set office visit price, which generally ranges from $100-300 depending upon your area and their specialties. Similar to urgent care centers, the primary care physician will add extra fees for each service or test they provide.

Prices vary widely by physician, as there is no set guideline for private practices. Because appointments are always scheduled, wait times for patients average 5-20 minutes. In most cases, a private physician will only see insured patients.

If you don’t have insurance, you may not be able to get an appointment with a primary care provider. That means that urgent care might be your best source of medical care until you can get insurance coverage.

Where should you get care?

If you need care, it’s important to see a medical professional. Don’t let the price of care cost you your health or even your life.

That doesn’t mean you can’t make wise decisions about where you go, though. If you’re paying without insurance, consider comparing prices before going to the doctor using the Solv ClearPrice™ tool. You can also use Solv to find clinics that offer specific services near you.

While people with insurance generally do not have to worry, as they have set co-payments in all three settings, the uninsured medical care seeker should be aware of these price schedules.

Urgent care centers are not more expensive than other forms of care, and in many cases, urgent care is less expensive.

Everyone deserves affordable medical care. Let Solv help you find it!

FAQs

Are urgent care centers more expensive than emergency rooms?

No, urgent care centers are generally less expensive than emergency rooms.

What is the average cost of an emergency room visit?

The average cost of an emergency room visit is $1,646.

How much does an urgent care visit typically cost?

An urgent care visit typically costs around $171 on average.

Is it cheaper to visit a primary care physician if I have insurance?

Yes, if you have insurance, visiting a primary care physician is usually the least expensive option.

What is the best option for medical care if I don't have insurance?

If you don't have insurance, urgent care centers might be your best option for affordable medical care.

What is the average cost of a primary care visit?

The set office visit price for a primary care physician generally ranges from $100-300, depending on your area and their specialties. Extra fees may be added for each service or test they provide.

Can urgent care centers turn away patients without insurance or money at the time of service?

Yes, urgent care centers may turn away patients who do not have insurance or money at the time of service or people who they feel they cannot treat effectively.

What tools are available to compare prices before going to the doctor?

The Solv ClearPriceâ„¢ tool is available to compare prices before going to the doctor. This tool is especially useful for those paying without insurance.

Dr. Rob Rohatsch, MD, is a Board-Certified Emergency Medicine physician and urgent care executive. He earned his MD from Jefferson Medical College, currently serves on multiple boards and is Solv’s Chief Medical Officer.

How we reviewed this article

Medically reviewed

View this article’s sources and history, and read more about Solv’s Content Mission Statement, editorial process, and editorial team.

Sources

3 sources

Solv has strict sourcing guidelines and relies on peer-reviewed studies, academic research institutions, and medical associations. We avoid using tertiary references.

History

Solv’s team of medical writers and experts review and update our articles when new information becomes available.

  • March 30 2022

    Written by Solv Editorial Team

    Medically reviewed by: Dr. Rob Rohatsch, MD

3 sources

Solv has strict sourcing guidelines and relies on peer-reviewed studies, academic research institutions, and medical associations. We avoid using tertiary references.

Solv’s team of medical writers and experts review and update our articles when new information becomes available.

  • March 30 2022

    Written by Solv Editorial Team

    Medically reviewed by: Dr. Rob Rohatsch, MD

Topics in this article

Emergency CarePrimary CareHealthcare CostsHealth InsuranceUrgent Care

This site uses cookies to provide you with a great user experience. By using Solv, you accept our use of cookies.